Bread Financial is a marketing company focusing on tech-forward lending and payment solutions. Each of the company's business lines uses transaction-rich consumer data to develop custom marketing and loyalty solutions. As an employer, Bread Financial offers competitive salaries and benefits to its 6,000+ team members. Employees are required to pass pre-employment background checks, which may include drug screens, employment verification, credit checks, and fingerprinting. In the past, Bread Financial has offered flexible jobs in the form of part-time, temporary, freelance, hybrid remote, and 100% remote work opportunities. Eligible team members may receive benefits, including health insurance, a 401(k) plan, stock options, paid time off, parental leave, adoption assistance, and tuition reimbursement.

Bread Financial was founded as Alliance Data Systems in 1996 after the merger of J.C. Penney's store credit card and the World Financial Network National Bank, the credit card operation for The Limited corporation. The company is headquartered in Columbus, Ohio, and changed its name to Bread Financial in 2022. The company has used the customer insights gained through the data it collects to help clients build stronger relationships and improve profits. The primary markets that Bread Financial works within include retail, financial services, hospitality, healthcare, grocery, packaged goods, and pharmaceutical. Some of the brands that have used the brand's services include HSN, J. Crew, and The Buckle. In 2021, Bread Financial signed a multiyear agreement with the NFL to develop an NFL Extra Points Credit Card that will enable fans to support the teams they love and unlock perks and rewards along the way.

Bread Financial is a marketing company focusing on tech-forward lending and payment solutions. Each of the company's business lines uses transaction-rich consumer data to develop custom marketing and loyalty solutions. As an employer, Bread Financial offers competitive salaries and benefits to its 6,000+ team members. Employees are required to pass pre-employment background checks, which may include drug screens, employment verification, credit checks, and fingerprinting. In the past, Bread Financial has offered flexible jobs in the form of part-time, temporary, freelance, hybrid remote, and 100% remote work opportunities. Eligible team members may receive benefits, including health insurance, a 401(k) plan, stock options, paid time off, parental leave, adoption assistance, and tuition reimbursement.

Bread Financial was founded as Alliance Data Systems in 1996 after the merger of J.C. Penney's store credit card and the World Financial Network National Bank, the credit card operation for The Limited corporation. The company is headquartered in Columbus, Ohio, and changed its name to Bread Financial in 2022. The company has used the customer insights gained through the data it collects to help clients build stronger relationships and improve profits. The primary markets that Bread Financial works within include retail, financial services, hospitality, healthcare, grocery, packaged goods, and pharmaceutical. Some of the brands that have used the brand's services include HSN, J. Crew, and The Buckle. In 2021, Bread Financial signed a multiyear agreement with the NFL to develop an NFL Extra Points Credit Card that will enable fans to support the teams they love and unlock perks and rewards along the way.